Master retainage tracking, GC payment cascades, and back-charge disputes. Best practices for specialty contractors, GCs, and suppliers.
Construction AR isn't about chasing late invoices—it's about navigating complex payment chains, managing retainage, and protecting lien rights while maintaining relationships you'll need on the next project.
5-10% of every invoice sits in retainage for months or years. Tracking what's releasable across hundreds of projects is a full-time job.
Automated retainage aging with milestone tracking and release triggers
GCs often pay on their own timeline—60, 90, even 120 days—regardless of your contract terms. Patterns repeat, but you're always reacting.
GC payment pattern tracking—know which GCs pay slow before you're deep into a project, and follow up at the right time based on their actual behavior
Back-charges appear months after work is complete. Documentation is scattered. Resolution takes forever.
Centralized dispute tracking with document attachment and automated follow-up
Miss a notice deadline and you lose your lien rights. Every state has different rules.
Automated preliminary notice tracking with state-specific deadline alerts
Every project has different terms, different contacts, different billing requirements. Standard collection approaches don't work.
Project-aware collection workflows that understand construction billing
How does your AR performance compare?
Industry Typical
65-85 days
With Able Collect
45-60 days
Industry Typical
85-90%
With Able Collect
95-98%
Industry Typical
45-90 days
With Able Collect
15-30 days
Industry Typical
2-4%
With Able Collect
0.5-1.5%
Strategies that work for specialty contractors, GCs, and construction suppliers.
Commercial, residential, and government projects have different payment patterns. Your collection strategy should reflect this.
Don't wait until project completion to think about retainage. Start tracking at first invoice.
In construction disputes, documentation wins. Make it easy to attach and find docs.
Lien rights are your ultimate leverage. Don't let them expire.
Your collector's relationship with GC AP departments can make or break your cash flow.
Based on what works for companies like yours. Configure the triggers, thresholds, and escalation paths to match how your team operates.
The problem: Invoices drift to 90+ days simply because no one followed up early.
The approach: Automatically identify at-risk invoices, generate professional outreach, track promises, escalate when needed.
Configure it: Set your balance thresholds, aging windows, and escalation timing.
The problem: Large aged balances linger with no structured plan—then become write-offs or deep discounts.
The approach: Surface high-risk projects automatically, consolidate the full picture, generate recovery strategies and customer communications.
Configure it: Define your risk thresholds, escalation paths, and settlement approval workflows.
The problem: Disputes sit open for months. Cash stays stuck. Write-offs grow.
The approach: Centralized dispute queue, AI-generated investigation summaries, automatic escalation when disputes age past your target.
Configure it: Set resolution targets (e.g., 30 days), escalation triggers, and approval workflows.
The problem: By the time you see the warning signs, the damage is done.
The approach: Continuous monitoring of payment behavior, promise patterns, and dispute frequency. Early warning alerts before accounts go delinquent.
Configure it: Define your risk thresholds, alert recipients, and recommended actions by risk level.
The problem: Retainage and small balances leak at project end. No one owns the follow-through.
The approach: Detect projects entering close-out, generate checklists, track retainage release conditions, assign tasks to PM and AR.
Configure it: Set your close-out triggers, retainage thresholds, and task assignments.
$1.5M-$2.4M
Combined annual improvement for mid-size construction companies
*Based on outcomes from companies with $100-200M revenue and $15-20M in open AR. Impact scales with your AR volume—larger companies with more AR outstanding see proportionally larger results.